Why Merchants Bancorp’s (MBIN) Stock Is Up 8.53%
As of Thursday, October 29, Merchants Bancorp’s MBIN share price has surged by 8.53%, which has investors questioning if this is right time to sell.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or reposition multi-family housing projects, and construction lending for housing development and healthcare facilities financing. This segment also offers customized loan products for need-based skilled nursing facilities, such as independent living, assisted living, and memory care; and tax credit equity syndicator service. The Mortgage Warehousing segment funds agency eligible residential loans, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, which includes retail banking, commercial lending, agricultural lending, retail and correspondent residential mortgage banking, and small business administration lending. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.
Commentary & Analysis
What You Need to Know About Merchants Bancorp's Q4 Earnings
Merchants Bancorp's fiscal Q4 earnings report was released on Wednesday, October 28. Let's dive in to see if (MBIN) missed or beat analyst's expectations.Tudor Pop
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Learn more about whether Merchants Bancorp or Marqeta, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Which Is a Better Investment, Federal Home Loan Mortgage Corporation or Merchants Bancorp Stock?
Learn more about whether Federal Home Loan Mortgage Corporation or Merchants Bancorp is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
3 Undervalued Financial Services Stocks for Tuesday, October 06
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Financial Summary
| Share Statistics | MBIN | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $2,396.2 | $2,190.6 | 57% |
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| Shares Out (Mil) | 46.0 | 73.1 | 45% |
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| Institutional Ownership | 68.8% | 84.3% | 42% |
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| Float (Mil) | 25.4 | 65.2 | 33% |
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| Beta | 1.21 | 0.89 | 71% |
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| Avg Daily Volume (000s) | 179 | 680 | 44% |
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| Price Change (52-week) |
65.7% | 78.4% | 91% |
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| Growth | MBIN | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 10.7% | 10.7% | 61% |
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| Net Income (5yr) | 3.9% | 7.9% | 45% |
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| EPS (5yr) | (0.4%) | 11.4% | 31 |
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| Dividends (5yr) | 13.8% | 0.0% | 67% |
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| Cash Flow (5yr) | 5.3% | (15.0%) | 67% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $1.413 | $5.953 | $6.020 | |
| Month Ago EPS | $1.453 | $5.437 | $6.010 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 2 | 1 | 1 | |
| Three Months Ago EPS | $1.450 | $5.443 | $5.990 | |
| Year/Year Chg | (4.5%) | 57.5% | 80.2% | |
| Financials | MBIN | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $632 | $1,340 | 43% |
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| Net Income (TTM) (Mil) | $269 | $95 | 71% |
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| EPS (TTM) | $4.982 | $0.700 | 86% |
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| Operating Cash Flow (TTM) (Mil) | ($752) | $168 | 2% |
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| Net Cash Flow (TTM) (Mil) | ($333) | ($8) | 7% |
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| Long-Term Debt (Q1) (Mil) | $92 | $745 | 43% |
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| Enterprise Value (Q1) (Mil) | na | $3,845 | na |
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| Valuation | MBIN | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.30 | 1.45 | 37% |
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| P/E | 10.5 | 15.4 | 21% |
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| Dividend Yield | 0.8% | 0.0% | 64% |
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| PEG (5yr hist) | na | 0.8 | na |
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| Ratios | MBIN | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 58.1% | na |
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| Net Margin | 45.4% | 10.3% | 96% |
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| ROA | 1.3% | 1.0% | 49% |
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| ROE | 15.5% | 10.0% | 71% |
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| Liabilities to Assets | 88.7% | 76.1% | 83% |
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| F-Score | 2 | 5 | 7% |
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Passing Stock Screens
As of 11/5/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.5 |
