Stock Evaluator: Merchants Bancorp (MBIN)

Merchants Bancorp MBIN

$53.50 -0.90 -1.65%

August 19, 2026 4:00:00 PM EST Volume: 155,376

After Hours: $120.37 0.15 | 0.12% November 10, 2021 7:59 PM EST Volume: 72,713

USD NASD | DELAYED PRICE

SECTOR	INDUSTRY
Financials	Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:

COMPANY SUMMARY

Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or reposition multi-family housing projects, and construction lending for housing development and healthcare facilities financing. This segment also offers customized loan products for need-based skilled nursing facilities, such as independent living, assisted living, and memory care; and tax credit equity syndicator service. The Mortgage Warehousing segment funds agency eligible residential loans, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, which includes retail banking, commercial lending, agricultural lending, retail and correspondent residential mortgage banking, and small business administration lending. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.

Commentary & Analysis

Comparison

Which Is a Better Investment, EVERTEC, Inc. or Merchants Bancorp Stock?

Learn more about whether EVERTEC, Inc. or Merchants Bancorp is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.

Michael Rose

Overvalued

Is Merchants Bancorp (MBIN) Overvalued?

We dive into why Merchants Bancorp (MBIN) could be considered overvalued on 2026-08-04, based on AAII’s Value Score and Grade.

Rosalio Madrigal

Price

Why Merchants Bancorp’s (MBIN) Stock Is Up 15.61%

As of Wednesday, July 29, Merchants Bancorp’s MBIN share price has surged by 15.61%, which has investors questioning if this is right time to sell.

Jenna Brashear

Price

Why Merchants Bancorp’s (MBIN) Stock Is Up 15.03%

As of Wednesday, July 29, Merchants Bancorp’s MBIN share price has surged by 15.03%, which has investors questioning if this is right time to sell.

Jenna Brashear

Earnings

What You Need to Know About Merchants Bancorp's Q3 Earnings

Merchants Bancorp's fiscal Q3 earnings report was released on Tuesday, July 28. Let's dive in to see if (MBIN) missed or beat analyst's expectations.

Rosalio Madrigal

Financial Summary

Share Statistics	MBIN	Industry Median	Percentile (All Stocks)
Market Cap (Mil)	$2,486.6	$2,326.5	57%
Shares Out (Mil)	46.0	72.9	45%
Institutional Ownership	67.6%	86.4%	42%
Float (Mil)	25.4	62.0	33%
Beta	1.15	0.87	69%
Avg Daily Volume (000s)	149	537	40%
Price Change (52-week)	67.3%	78.6%	85%

Growth	MBIN	Industry Median	Percentile (All Stocks)
Sales (5yr)	10.7%	10.5%	61%
Net Income (5yr)	3.9%	8.2%	45%
EPS (5yr)	(0.4%)	11.8%	31
Dividends (5yr)	13.8%	0.0%	67%
Cash Flow (5yr)	5.3%	(15.0%)	67%

Estimates	Qtrly	Current Fiscal Year	Next Fiscal Year
# of Estimates	3	3	3
Current EPS	$1.403	$5.443	$5.990
Month Ago EPS	$1.290	$5.060	$5.677
# Rev Up	0	0	0
# Rev Down	2	1	1
Three Months Ago EPS	$1.317	$5.123	$5.697
Year/Year Chg	(5.2%)	44.0%	60.6%

Financials	MBIN	Industry Median	Percentile (All Stocks)
Sales (TTM) (Mil)	$632	$1,233	44%
Net Income (TTM) (Mil)	$269	$86	71%
EPS (TTM)	$4.982	$0.700	86%
Operating Cash Flow (TTM) (Mil)	($752)	$166	2%
Net Cash Flow (TTM) (Mil)	($333)	$5	7%
Long-Term Debt (Q1) (Mil)	$92	$730	44%
Enterprise Value (Q1) (Mil)	na	$3,817	na

Valuation	MBIN	Industry Median	Percentile (All Stocks)
P/B	1.35	1.38	34%
P/E	10.9	18.2	20%
Dividend Yield	0.8%	0.0%	65%
PEG (5yr hist)	na	0.9	na

Ratios	MBIN	Industry Median	Percentile (All Stocks)
Gross Margin	na	61.5%	na
Net Margin	42.5%	7.3%	95%
ROA	1.3%	1.0%	50%
ROE	15.5%	10.7%	72%
Liabilities to Assets	88.7%	74.8%	83%
F-Score	2	5	7%

Passing Stock Screens

As of 8/20/2026, from a list of 60 stock screening strategies, MBIN meetings the criteria of 1 screen:

Stock Screen

GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector

Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.

Performance Since Inception:	6.9%
+/- S&P 500:	-0.6

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