Is Metropolitan Bank Holding Corp. (MCB) Overvalued?
We dive into why Metropolitan Bank Holding Corp. (MCB) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Tudor Pop
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COMPANY SUMMARY
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans. In addition, it offers cash management services, online and mobile banking, ACH, remote deposit capture, and debit cards products, and third-part debit cards products, as well as merchant services. It serves small businesses, middle-market enterprises, public entities, and individuals. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.
Commentary & Analysis
Why Metropolitan Bank Holding Corp.’s (MCB) Stock Is Down 11.17%
As of Wednesday, July 22, Metropolitan Bank Holding Corp.’s MCB share price has dipped by 11.17%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
What You Need to Know About Metropolitan Bank Holding Corp.'s Q3 Earnings
Metropolitan Bank Holding Corp.'s fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (MCB) missed or beat analyst's expectations.Rosalio Madrigal
What You Need to Know About Metropolitan Bank Holding Corp.'s Q2 Earnings
Metropolitan Bank Holding Corp.'s fiscal Q2 earnings report was released on Tuesday, April 21. Let's dive in to see if (MCB) missed or beat analyst's expectations.Michael Rose
Why Metropolitan Bank Holding Corp.’s (MCB) Stock Is Down 6.51%
As of Thursday, February 26, Metropolitan Bank Holding Corp.’s MCB share price has dipped by 6.51%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Financial Summary
| Share Statistics | MCB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,073.9 | $673.5 | 47% |
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| Shares Out (Mil) | 12.5 | 15.4 | 24% |
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| Institutional Ownership | 95.8% | 84.1% | 68% |
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| Float (Mil) | 11.3 | 21.6 | 21% |
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| Beta | 0.98 | 0.45 | 59% |
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| Avg Daily Volume (000s) | 120 | 44 | 38% |
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| Price Change (52-week) |
14.7% | 90.3% | 65% |
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| Growth | MCB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 16.0% | 7.7% | 75% |
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| Net Income (5yr) | 12.5% | 11.1% | 59% |
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| EPS (5yr) | 7.3% | 10.0% | 43 |
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| Dividends (5yr) | 0.0% | 3.6% | 74% |
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| Cash Flow (5yr) | (20.6%) | (17.1%) | 32% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $2.377 | $9.528 | $11.233 | |
| Month Ago EPS | $2.364 | $9.444 | $11.412 | |
| # Rev Up | 2 | 2 | 0 | |
| # Rev Down | 1 | 1 | 3 | |
| Three Months Ago EPS | $2.642 | $10.473 | $11.650 | |
| Year/Year Chg | 54.4% | 43.9% | 102.5% | |
| Financials | MCB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $312 | $187 | 36% |
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| Net Income (TTM) (Mil) | $87 | $53 | 59% |
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| EPS (TTM) | $7.978 | $2.600 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $107 | $34 | 53% |
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| Net Cash Flow (TTM) (Mil) | $87 | $2 | 76% |
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| Long-Term Debt (Q1) (Mil) | $37 | $94 | 37% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | MCB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.11 | 1.23 | 28% |
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| P/E | 11.0 | 12.0 | 22% |
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| Dividend Yield | 1.6% | 2.3% | 72% |
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| PEG (5yr hist) | 1.5 | 1.1 | 61% |
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| Ratios | MCB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 27.8% | 29.2% | 86% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 10.2% | 11.3% | 57% |
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| Liabilities to Assets | 89.1% | 89.7% | 84% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 10/9/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
