Stock Evaluator: MetroCity Bankshares, Inc. (MCBS)

MetroCity Bankshares, Inc. MCBS

$35.38 0.40 1.14%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 108,035
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier’s checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.

Commentary & Analysis


Financial Summary

Share Statistics MCBS Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $1,018.3 $716.9 45%
Shares Out (Mil) 29.1 15.7 37%
Institutional Ownership 51.5% 83.0% 36%
Float (Mil) 22.0 21.2 31%
Beta 0.70 0.48 41%
Avg Daily Volume (000s) 98 53 35%
Price Change
(52-week)
26.4% 96.7% 66%
Growth MCBS Industry
Median
Percentile
(All Stocks)
Sales (5yr) 11.6% 7.6% 64%
Net Income (5yr) 13.5% 11.1% 60%
EPS (5yr) 13.4% 10.1% 52
Dividends (5yr) 19.1% 3.6% 78%
Cash Flow (5yr) 25.1% (17.0%) 83%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 1 1 1
Current EPS $0.840 $3.250 $3.270
Month Ago EPS $0.840 $3.280 $3.300
# Rev Up na 0 0
# Rev Down na 1 1
Three Months Ago EPS $0.840 $3.280 $3.300
Year/Year Chg 9.1% 23.1% na
Financials MCBS Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $172 $190 31%
Net Income (TTM) (Mil) $75 $51 59%
EPS (TTM) $2.805 $2.500 77%
Operating Cash Flow (TTM) (Mil) $72 $34 50%
Net Cash Flow (TTM) (Mil) $103 $1 78%
Long-Term Debt (Q1) (Mil) $437 $100 58%
Enterprise Value (Q1) (Mil) na $0 na
Valuation MCBS Industry
Median
Percentile
(All Stocks)
P/B 1.83 1.27 48%
P/E 12.7 12.9 27%
Dividend Yield 3.3% 2.2% 87%
PEG (5yr hist) 0.9 1.1 42%
Ratios MCBS Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 43.3% 28.9% 95%
ROA 1.8% 1.0% 54%
ROE 15.2% 11.1% 71%
Liabilities to Assets 88.2% 89.8% 82%
F-Score 2 4 7%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, MCBS meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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