Is Mid Penn Bancorp, Inc. (MPB) Overvalued?
We dive into why Mid Penn Bancorp, Inc. (MPB) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, institutional clients, partnerships, non-profit organizations, businesses, and corporations in Pennsylvania and New Jersey, the United States. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and individual retirement accounts. It also provides a range of loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities, and local government loans; and personal loans and lines of credit, home equity lines of credit, commercial lines of credit, commercial real estate financing, SBA loans, and agricultural loans. In addition, the company offers trust, retail investment, wealth management, and personal and business insurance services; private banking; insured cash sweep; debit, credit, and gift cards; online bill payment; and online and telephone banking, cash management, automated teller services, and safe deposit boxes. Mid Penn Bancorp, Inc. was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.
Commentary & Analysis
What You Need to Know About Mid Penn Bancorp, Inc.'s Q3 Earnings
Mid Penn Bancorp, Inc.'s fiscal Q3 earnings report was released on Wednesday, July 22. Let's dive in to see if (MPB) missed or beat analyst's expectations.Rosalio Madrigal
What You Need to Know About Mid Penn Bancorp, Inc.'s Q2 Earnings
Mid Penn Bancorp, Inc.'s fiscal Q2 earnings report was released on Tuesday, April 21. Let's dive in to see if (MPB) missed or beat analyst's expectations.Jenna Brashear
What You Need to Know About Mid Penn Bancorp, Inc.'s Q4 Earnings
Mid Penn Bancorp, Inc.'s fiscal Q4 earnings report was released on Wednesday, October 22. Let's dive in to see if (MPB) missed or beat analyst's expectations.Tudor Pop
Is Mid Penn Bancorp, Inc.(MPB) Building Momentum?
With data as of July 15, 2025, we examine if Mid Penn Bancorp, Inc.(MPB) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Omar Beirat
Financial Summary
| Share Statistics | MPB | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $924.2 | $698.4 | 44% |
|
| Shares Out (Mil) | 25.6 | 15.8 | 34% |
|
| Institutional Ownership | 80.0% | 84.0% | 49% |
|
| Float (Mil) | 21.9 | 21.6 | 30% |
|
| Beta | 0.46 | 0.44 | 26% |
|
| Avg Daily Volume (000s) | 106 | 50 | 35% |
|
| Price Change (52-week) |
16.4% | 93.4% | 64% |
|
| Growth | MPB | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 17.1% | 7.7% | 77% |
|
| Net Income (5yr) | 16.5% | 11.1% | 67% |
|
| EPS (5yr) | (3.8%) | 10.0% | 26 |
|
| Dividends (5yr) | 2.8% | 3.6% | 77% |
|
| Cash Flow (5yr) | (41.8%) | (17.1%) | 10% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $0.910 | $3.347 | $3.833 | |
| Month Ago EPS | $0.910 | $3.350 | $3.857 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 2 | 1 | 1 | |
| Three Months Ago EPS | $0.825 | $3.170 | $3.625 | |
| Year/Year Chg | 7.1% | 31.3% | 64.7% | |
| Financials | MPB | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $264 | $189 | 34% |
|
| Net Income (TTM) (Mil) | $68 | $54 | 57% |
|
| EPS (TTM) | $2.858 | $2.500 | 77% |
|
| Operating Cash Flow (TTM) (Mil) | $80 | $34 | 50% |
|
| Net Cash Flow (TTM) (Mil) | ($250) | $2 | 9% |
|
| Long-Term Debt (Q1) (Mil) | $19 | $98 | 32% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | MPB | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.02 | 1.24 | 23% |
|
| P/E | 12.9 | 12.2 | 31% |
|
| Dividend Yield | 2.5% | 2.2% | 80% |
|
| PEG (5yr hist) | na | 1.1 | na |
|
| Ratios | MPB | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 25.9% | 29.1% | 84% |
|
| ROA | 1.0% | 1.1% | 46% |
|
| ROE | 8.1% | 11.3% | 51% |
|
| Liabilities to Assets | 87.2% | 89.7% | 81% |
|
| F-Score | 5 | 4 | 50% |
|
Passing Stock Screens
As of 9/22/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.8% |
| +/- S&P 500: | -0.7 |
