Is Meridian Corporation (MRBK) Overvalued?
We dive into why Meridian Corporation (MRBK) could be considered overvalued on 2026-08-18, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Meridian Corporation operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida. It provides various deposit products, such as demand non-interest and interest bearing, savings, and money market accounts, as well as time deposits. The company also offers commercial and industrial loans, including business lines of credit, term loans, small business lending, lease financing, shared national credits, and other financing; commercial real estate, and land development and construction loans for residential and commercial projects; and consumer and home equity lending, private banking, merchant, and title insurance and land settlement services. In addition, it operates and originates mortgage loans for 1-4 family dwellings; and offers real estate holding, investment advisory, and equipment leasing services, as well as provides financial planning and wealth management services. The company was founded in 2004 and is headquartered in Malvern, Pennsylvania.
Commentary & Analysis
What You Need to Know About Meridian Corporation's Q3 Earnings
Meridian Corporation's fiscal Q3 earnings report was released on Thursday, July 30. Let's dive in to see if (MRBK) missed or beat analyst's expectations.Jenna Brashear
5 Undervalued Banks Stocks for Monday, May 04
Discover the top 5 undervalued Banks stocks for Monday, May 04 based on AAII’s Stock Grades.Tudor Pop
Why Meridian Corporation’s (MRBK) Stock Is Up 5.70%
As of Monday, April 27, Meridian Corporation’s MRBK share price has surged by 5.70%, which has investors questioning if this is right time to sell.Jenna Brashear
What You Need to Know About Meridian Corporation's Q2 Earnings
Meridian Corporation's fiscal Q2 earnings report was released on Thursday, April 23. Let's dive in to see if (MRBK) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | MRBK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $237.3 | $745.4 | 29% |
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| Shares Out (Mil) | 12.2 | 15.3 | 23% |
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| Institutional Ownership | 84.0% | 83.2% | 52% |
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| Float (Mil) | 9.8 | 21.8 | 19% |
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| Beta | 0.64 | 0.42 | 38% |
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| Avg Daily Volume (000s) | 117 | 45 | 37% |
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| Price Change (52-week) |
33.5% | 94.6% | 70% |
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| Growth | MRBK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (2.6%) | 7.7% | 12% |
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| Net Income (5yr) | (3.8%) | 11.1% | 35% |
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| EPS (5yr) | (2.4%) | 10.1% | 28 |
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| Dividends (5yr) | 32.7% | 3.6% | 70% |
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| Cash Flow (5yr) | 40.5% | (17.1%) | 91% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $0.505 | $1.730 | $2.395 | |
| Month Ago EPS | $0.605 | $1.945 | $2.520 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 0 | 0 | 2 | |
| Three Months Ago EPS | $0.600 | $2.050 | $2.550 | |
| Year/Year Chg | 5.2% | (8.5%) | na | |
| Financials | MRBK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $114 | $196 | 27% |
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| Net Income (TTM) (Mil) | $22 | $55 | 49% |
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| EPS (TTM) | $1.861 | $2.600 | 70% |
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| Operating Cash Flow (TTM) (Mil) | $20 | $35 | 41% |
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| Net Cash Flow (TTM) (Mil) | ($14) | $2 | 28% |
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| Long-Term Debt (Q1) (Mil) | $50 | $100 | 39% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | MRBK | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.16 | 1.25 | 27% |
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| P/E | 11.0 | 12.4 | 20% |
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| Dividend Yield | 2.8% | 2.2% | 83% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | MRBK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 19.1% | 29.1% | 78% |
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| ROA | 0.8% | 1.1% | 44% |
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| ROE | 11.3% | 11.3% | 61% |
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| Liabilities to Assets | 92.1% | 89.7% | 89% |
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| F-Score | 4 | 4 | 33% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
