Is MVB Financial Corp. (MVBF) Overvalued?
We dive into why MVB Financial Corp. (MVBF) could be considered overvalued on 2026-08-17, based on AAII’s Value Score and Grade.Jenna Brashear
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COMPANY SUMMARY
MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company provides debit cards; cashier’s checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers fintech solutions for the gaming, payments, banking-as-a-service, and digital asset sectors; fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and digital products and web and mobile applications for forward-thinking community banks, credit unions, digital banks, and Fintech companies. It operates full-service branches in West Virginia and Virginia. The company was founded in 1999 and is based in Fairmont, West Virginia.
Commentary & Analysis
Why MVB Financial Corp.’s (MVBF) Stock Is Up 7.29%
As of Wednesday, July 29, MVB Financial Corp.’s MVBF share price has surged by 7.29%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
What You Need to Know About MVB Financial Corp.'s Q3 Earnings
MVB Financial Corp.'s fiscal Q3 earnings report was released on Tuesday, July 28. Let's dive in to see if (MVBF) missed or beat analyst's expectations.Michael Rose
Why MVB Financial Corp.’s (MVBF) Stock Is Down 5.08%
As of Thursday, April 30, MVB Financial Corp.’s MVBF share price has dipped by 5.08%, which has investors questioning if this is right time to buy.Rosalio Madrigal
What You Need to Know About MVB Financial Corp.'s Q2 Earnings
MVB Financial Corp.'s fiscal Q2 earnings report was released on Wednesday, April 29. Let's dive in to see if (MVBF) missed or beat analyst's expectations.Michael Rose
Financial Summary
| Share Statistics | MVBF | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $383.6 | $685.8 | 35% |
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| Shares Out (Mil) | 13.2 | 15.8 | 24% |
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| Institutional Ownership | 86.9% | 84.1% | 54% |
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| Float (Mil) | 11.8 | 21.7 | 21% |
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| Beta | 0.80 | 0.45 | 47% |
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| Avg Daily Volume (000s) | 56 | 44 | 29% |
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| Price Change (52-week) |
11.2% | 90.7% | 63% |
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| Growth | MVBF | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 4.6% | 7.7% | 35% |
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| Net Income (5yr) | (6.4%) | 11.1% | 33% |
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| EPS (5yr) | (7.6%) | 10.0% | 23 |
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| Dividends (5yr) | 13.6% | 3.6% | 73% |
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| Cash Flow (5yr) | (18.0%) | (17.1%) | 38% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $0.470 | $1.787 | $2.650 | |
| Month Ago EPS | $0.423 | $1.590 | $2.513 | |
| # Rev Up | 0 | 0 | 2 | |
| # Rev Down | 1 | 2 | 1 | |
| Three Months Ago EPS | $0.440 | $1.623 | $2.470 | |
| Year/Year Chg | (49.5%) | (13.3%) | na | |
| Financials | MVBF | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $174 | $188 | 31% |
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| Net Income (TTM) (Mil) | $39 | $54 | 53% |
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| EPS (TTM) | $3.048 | $2.600 | 78% |
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| Operating Cash Flow (TTM) (Mil) | ($36) | $34 | 12% |
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| Net Cash Flow (TTM) (Mil) | ($87) | $2 | 16% |
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| Long-Term Debt (Q1) (Mil) | $54 | $95 | 40% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | MVBF | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.11 | 1.23 | 28% |
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| P/E | 10.0 | 12.0 | 18% |
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| Dividend Yield | 2.3% | 2.2% | 78% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | MVBF | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 22.3% | 29.2% | 81% |
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| ROA | 1.1% | 1.1% | 47% |
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| ROE | 12.0% | 11.3% | 63% |
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| Liabilities to Assets | 90.3% | 89.7% | 86% |
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| F-Score | 4 | 4 | 33% |
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Passing Stock Screens
As of 10/7/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
