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Stock Evaluator: Nicolet Bankshares, Inc. (NIC)

Nicolet Bankshares, Inc. NIC

$170.92 1.37 0.81%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 113,314
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. The company was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.

Commentary & Analysis

Financial Summary

Share Statistics NIC Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $3,556.2 $716.9 62%
Shares Out (Mil) 18.7 15.7 30%
Institutional Ownership 91.8% 83.0% 60%
Float (Mil) 19.7 21.2 29%
Beta 0.65 0.48 38%
Avg Daily Volume (000s) 216 53 46%
Price Change
(52-week)		 31.9% 96.7% 70%
Growth NIC Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 16.4% 7.6% 76%
Net Income (5yr) 20.2% 11.1% 73%
EPS (5yr) 11.4% 10.1% 49
Dividends (5yr) 0.0% 3.6% 83%
Cash Flow (5yr) (32.7%) (17.0%) 17%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 5 5 5
Current EPS $3.042 $12.048 $13.424
Month Ago EPS $3.096 $11.932 $13.274
# Rev Up 1 4 3
# Rev Down 0 0 0
Three Months Ago EPS $3.088 $11.898 $13.290
Year/Year Chg 275.6% 23.2% na
Financials NIC Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $429 $190 40%
Net Income (TTM) (Mil) $133 $51 64%
EPS (TTM) $8.477 $2.500 93%
Operating Cash Flow (TTM) (Mil) $128 $34 55%
Net Cash Flow (TTM) (Mil) $43 $1 69%
Long-Term Debt (Q1) (Mil) $180 $100 49%
Enterprise Value (Q1) (Mil) na $0 na
Valuation NIC Industry
Median		 Percentile
(All Stocks)
P/B 1.61 1.27 43%
P/E 20.7 12.9 52%
Dividend Yield 0.8% 2.2% 65%
PEG (5yr hist) 1.8 1.1 65%
Ratios NIC Industry
Median		 Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 30.2% 28.9% 89%
ROA 1.1% 1.0% 48%
ROE 7.7% 11.1% 51%
Liabilities to Assets 85.5% 89.8% 79%
F-Score 2 4 7%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, NIC meetings the criteria of 2 screen:
Stock Screen
GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength. 
Performance Since Inception: 6.9%
+/- S&P 500: -0.6

Passing Stocks

1st Source Corporation SRCE
Aflac Incorporated AFL
Amalgamated Financial Corp. AMAL
American Financial Group, Inc. AFG
Ameris Bancorp ABCB
See All 182 Stocks (as of 7/31/2026)
FACTOR STRATEGY

P/E Relative Screen

Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market. 
Performance Since Inception: 13.7%
+/- S&P 500: +6.2

Passing Stocks

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AllianceBernstein Holding L.P. AB
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See All 112 Stocks (as of 7/31/2026)

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors