5 Undervalued Consumer Finance Stocks for Wednesday, September 30
Discover the top 5 undervalued Consumer Finance stocks for Wednesday, September 30 based on AAII’s Stock Grades.Michael Rose
A+ Stock Grade Summary:
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Michael Rose
Jenna Brashear
Michael Rose
Michael Rose
Michael Rose
| Share Statistics | NNI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,481.7 | $849.6 | 66% |
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| Shares Out (Mil) | 36.0 | 37.8 | 40% |
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| Institutional Ownership | 66.5% | 78.3% | 41% |
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| Float (Mil) | 16.1 | 33.4 | 26% |
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| Beta | 0.76 | 1.02 | 45% |
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| Avg Daily Volume (000s) | 126 | 294 | 38% |
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| Price Change (52-week) |
(2.8%) | 76.7% | 51% |
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| Growth | NNI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.6% | 9.3% | 53% |
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| Net Income (5yr) | 4.0% | 15.8% | 46% |
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| EPS (5yr) | 5.5% | 15.9% | 39 |
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| Dividends (5yr) | 7.7% | 0.0% | 83% |
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| Cash Flow (5yr) | 16.8% | (6.4%) | 76% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $1.830 | $7.420 | $8.500 | |
| Month Ago EPS | na | na | na | |
| # Rev Up | 0 | 1 | 0 | |
| # Rev Down | 1 | 0 | 1 | |
| Three Months Ago EPS | $2.090 | $8.180 | $9.580 | |
| Year/Year Chg | (1.1%) | (37.1%) | na | |
| Financials | NNI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,489 | $1,268 | 56% |
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| Net Income (TTM) (Mil) | $302 | $154 | 72% |
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| EPS (TTM) | $8.366 | $1.300 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $401 | $228 | 68% |
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| Net Cash Flow (TTM) (Mil) | $165 | $5 | 82% |
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| Long-Term Debt (Q1) (Mil) | $7,043 | $963 | 89% |
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| Enterprise Value (Q1) (Mil) | na | $1,233 | na |
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| Valuation | NNI | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.19 | 1.19 | 31% |
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| P/E | 15.0 | 9.0 | 39% |
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| Dividend Yield | 1.1% | 0.0% | 68% |
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| PEG (5yr hist) | 2.7 | 0.5 | 78% |
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| Ratios | NNI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 86.1% | 74.0% | 92% |
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| Net Margin | 20.3% | 10.3% | 79% |
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| ROA | 2.2% | 2.9% | 56% |
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| ROE | 8.2% | 13.2% | 51% |
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| Liabilities to Assets | 74.5% | 77.4% | 70% |
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| F-Score | 6 | 5 | 67% |
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Passing Stock Screens
As of 10/9/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 11.5% |
| +/- S&P 500: | +4.0 |
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors