3 Undervalued Consumer Finance Stocks for Tuesday, November 03
Discover the top 3 undervalued Consumer Finance stocks for Tuesday, November 03 based on AAII’s Stock Grades.Rosalio Madrigal
A+ Stock Grade Summary:
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Rosalio Madrigal
Michael Rose
Jenna Brashear
Michael Rose
Michael Rose
| Share Statistics | NNI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,446.3 | $844.1 | 66% |
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| Shares Out (Mil) | 36.0 | 36.6 | 40% |
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| Institutional Ownership | 66.5% | 79.0% | 41% |
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| Float (Mil) | 16.1 | 32.8 | 26% |
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| Beta | 0.76 | 1.10 | 44% |
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| Avg Daily Volume (000s) | 140 | 354 | 41% |
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| Price Change (52-week) |
(3.2%) | 72.5% | 48% |
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| Growth | NNI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.6% | 9.1% | 53% |
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| Net Income (5yr) | 4.0% | 14.1% | 46% |
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| EPS (5yr) | 5.5% | 15.7% | 39 |
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| Dividends (5yr) | 7.7% | 0.0% | 83% |
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| Cash Flow (5yr) | 16.8% | (2.8%) | 76% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $1.830 | $7.420 | $8.500 | |
| Month Ago EPS | na | na | na | |
| # Rev Up | 0 | 1 | 0 | |
| # Rev Down | 1 | 0 | 1 | |
| Three Months Ago EPS | $2.090 | $8.180 | $9.580 | |
| Year/Year Chg | (1.1%) | (37.1%) | na | |
| Financials | NNI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,489 | $1,066 | 56% |
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| Net Income (TTM) (Mil) | $302 | $154 | 72% |
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| EPS (TTM) | $8.366 | $1.400 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $401 | $247 | 68% |
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| Net Cash Flow (TTM) (Mil) | $165 | $11 | 82% |
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| Long-Term Debt (Q1) (Mil) | $7,043 | $963 | 89% |
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| Enterprise Value (Q1) (Mil) | na | $1,317 | na |
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| Valuation | NNI | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.18 | 1.18 | 32% |
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| P/E | 14.9 | 9.5 | 38% |
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| Dividend Yield | 1.1% | 0.0% | 68% |
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| PEG (5yr hist) | 2.7 | 0.6 | 77% |
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| Ratios | NNI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 86.1% | 78.5% | 92% |
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| Net Margin | 20.3% | 10.6% | 79% |
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| ROA | 2.2% | 2.8% | 56% |
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| ROE | 8.2% | 13.8% | 51% |
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| Liabilities to Assets | 74.5% | 78.5% | 70% |
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| F-Score | 6 | 5 | 67% |
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Passing Stock Screens
As of 11/2/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 11.5% |
| +/- S&P 500: | +4.1 |
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.5 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors