Is Nelnet, Inc. (NNI) Overvalued?
We dive into why Nelnet, Inc. (NNI) could be considered overvalued on 2026-07-29, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Michael Rose
Michael Rose
Rosalio Madrigal
Jenna Brashear
Rosalio Madrigal
| Share Statistics | NNI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,882.4 | $1,153.3 | 67% |
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| Shares Out (Mil) | 36.1 | 36.1 | 41% |
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| Institutional Ownership | 65.8% | 79.0% | 41% |
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| Float (Mil) | 16.3 | 32.7 | 26% |
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| Beta | 0.79 | 1.06 | 46% |
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| Avg Daily Volume (000s) | 86 | 364 | 34% |
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| Price Change (52-week) |
9.0% | 77.7% | 53% |
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| Growth | NNI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.6% | 7.7% | 53% |
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| Net Income (5yr) | 4.0% | 12.6% | 45% |
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| EPS (5yr) | 5.5% | 17.1% | 39 |
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| Dividends (5yr) | 7.7% | 0.0% | 82% |
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| Cash Flow (5yr) | 16.8% | (2.8%) | 76% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $2.130 | $8.180 | $9.580 | |
| Month Ago EPS | na | na | na | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $2.310 | $9.200 | $10.000 | |
| Year/Year Chg | 8.0% | (30.6%) | na | |
| Financials | NNI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,646 | $1,086 | 58% |
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| Net Income (TTM) (Mil) | $417 | $147 | 77% |
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| EPS (TTM) | $11.507 | $1.600 | 96% |
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| Operating Cash Flow (TTM) (Mil) | $405 | $231 | 68% |
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| Net Cash Flow (TTM) (Mil) | ($2) | $6 | 38% |
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| Long-Term Debt (Q1) (Mil) | $7,699 | $808 | 89% |
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| Enterprise Value (Q1) (Mil) | na | $1,297 | na |
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| Valuation | NNI | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.31 | 1.44 | 34% |
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| P/E | 11.8 | 9.2 | 23% |
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| Dividend Yield | 1.0% | 0.0% | 67% |
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| PEG (5yr hist) | 2.1 | 0.5 | 69% |
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| Ratios | NNI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 86.6% | 75.1% | 92% |
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| Net Margin | 25.3% | 14.6% | 84% |
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| ROA | 2.9% | 2.9% | 61% |
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| ROE | 11.7% | 14.6% | 63% |
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| Liabilities to Assets | 74.6% | 79.0% | 70% |
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| F-Score | 8 | 5 | 94% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 11.8% |
| +/- S&P 500: | +4.3 |
| Performance Since Inception: | 13.9% |
| +/- S&P 500: | +6.4 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors