4 Undervalued Financial Services Stocks for Friday, June 12
Discover the top 4 undervalued Financial Services stocks for Friday, June 12 based on AAII’s Stock Grades.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology; and Envio Fácil, a logistics solution for online sales. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
Commentary & Analysis
Why PagSeguro Digital Ltd.’s (PAGS) Stock Is Down 5.31%
As of Wednesday, June 03, PagSeguro Digital Ltd.’s PAGS share price has dipped by 5.31%, which has investors questioning if this is right time to buy.Jenna Brashear
Why PagSeguro Digital Ltd.’s (PAGS) Stock Is Down 5.62%
As of Wednesday, May 13, PagSeguro Digital Ltd.’s PAGS share price has dipped by 5.62%, which has investors questioning if this is right time to buy.Rosalio Madrigal
What You Need to Know About PagSeguro Digital Ltd.'s Q2 Earnings
PagSeguro Digital Ltd.'s fiscal Q2 earnings report was released on Tuesday, May 12. Let's dive in to see if (PAGS) missed or beat analyst's expectations.Tudor Pop
6 Undervalued Financial Services Stocks for Monday, May 04
Discover the top 6 undervalued Financial Services stocks for Monday, May 04 based on AAII’s Stock Grades.Tudor Pop
Financial Summary
| Share Statistics | PAGS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $2,675.3 | $2,409.3 | 58% |
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| Shares Out (Mil) | 54.2 | 72.0 | 50% |
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| Institutional Ownership | 92.2% | 86.6% | 61% |
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| Float (Mil) | 145.3 | 61.7 | 69% |
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| Beta | 1.29 | 0.93 | 75% |
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| Avg Daily Volume (000s) | 2,661 | 441 | 86% |
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| Price Change (52-week) |
22.2% | 76.1% | 63% |
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| Growth | PAGS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 22.7% | 10.9% | 84% |
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| Net Income (5yr) | 9.1% | 8.2% | 53% |
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| EPS (5yr) | 11.4% | 11.4% | 49 |
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| Dividends (5yr) | 0.0% | 0.0% | 62% |
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| Cash Flow (5yr) | 34.3% | (15.0%) | 88% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 9 | 8 | |
| Current EPS | $0.407 | $1.711 | $1.886 | |
| Month Ago EPS | $0.393 | $1.704 | $1.908 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.416 | $1.730 | $1.923 | |
| Year/Year Chg | 10.0% | 32.5% | 60.3% | |
| Financials | PAGS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $3,798 | $1,233 | 71% |
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| Net Income (TTM) (Mil) | $410 | $73 | 76% |
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| EPS (TTM) | $1.418 | $0.700 | 66% |
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| Operating Cash Flow (TTM) (Mil) | $1,395 | $165 | 85% |
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| Net Cash Flow (TTM) (Mil) | $115 | $22 | 79% |
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| Long-Term Debt (Q1) (Mil) | $12 | $696 | 29% |
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| Enterprise Value (Q1) (Mil) | $2,562 | $3,560 | 52% |
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| Valuation | PAGS | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.96 | 1.44 | 22% |
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| P/E | 6.9 | 15.1 | 7% |
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| Dividend Yield | 2.7% | 0.0% | 82% |
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| PEG (5yr hist) | 0.6 | 1.0 | 29% |
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| Ratios | PAGS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 51.3% | 60.7% | 63% |
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| Net Margin | 10.8% | 7.0% | 65% |
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| ROA | 3.1% | 1.1% | 62% |
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| ROE | 15.2% | 11.5% | 71% |
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| Liabilities to Assets | 80.7% | 75.2% | 75% |
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| F-Score | 5 | 5 | 51% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
