Stock Evaluator: PagSeguro Digital Ltd. (PAGS)

PagSeguro Digital Ltd. PAGS

$7.65 -0.24 -3.04%
November 3, 2026 4:00:03 PM EST November 10, 2021 Volume: 3,026,278
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology; and Envio Fácil, a logistics solution for online sales. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

Commentary & Analysis


Financial Summary

Share Statistics PAGS Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $2,108.7 $2,128.8 56%
Shares Out (Mil) 53.9 73.1 49%
Institutional Ownership 92.8% 84.3% 62%
Float (Mil) 141.1 63.3 67%
Beta 1.28 0.90 74%
Avg Daily Volume (000s) 5,482 621 93%
Price Change
(52-week)
(20.2%) 78.4% 35%
Growth PAGS Industry
Median
Percentile
(All Stocks)
Sales (5yr) 22.7% 10.7% 84%
Net Income (5yr) 9.1% 7.9% 53%
EPS (5yr) 11.4% 11.4% 49
Dividends (5yr) 0.0% 0.0% 63%
Cash Flow (5yr) 34.3% (15.0%) 88%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 7 8 8
Current EPS $0.388 $1.552 $1.742
Month Ago EPS $0.379 $1.551 $1.741
# Rev Up 0 1 1
# Rev Down 1 0 0
Three Months Ago EPS $0.392 $1.581 $1.742
Year/Year Chg 2.4% 20.2% 44.5%
Financials PAGS Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $3,823 $1,340 70%
Net Income (TTM) (Mil) $415 $98 76%
EPS (TTM) $1.463 $0.700 66%
Operating Cash Flow (TTM) (Mil) $1,168 $200 82%
Net Cash Flow (TTM) (Mil) ($104) $0 14%
Long-Term Debt (Q1) (Mil) $11 $745 29%
Enterprise Value (Q1) (Mil) $2,513 $3,705 52%
Valuation PAGS Industry
Median
Percentile
(All Stocks)
P/B 0.73 1.49 16%
P/E 5.3 18.1 5%
Dividend Yield 3.4% 0.0% 87%
PEG (5yr hist) 0.5 0.9 23%
Ratios PAGS Industry
Median
Percentile
(All Stocks)
Gross Margin 51.5% 59.9% 63%
Net Margin 10.9% 9.8% 64%
ROA 3.0% 1.0% 61%
ROE 14.9% 9.4% 70%
Liabilities to Assets 80.2% 76.1% 75%
F-Score 7 5 82%

Passing Stock Screens

As of 11/3/2026, from a list of 60 stock screening strategies, PAGS meetings the criteria of 2 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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