Stock Evaluator: Provident Financial Holdings, Inc. (PROV)

Provident Financial Holdings, Inc. PROV

$17.76 0.00 0.00%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 4,647
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

Commentary & Analysis


Financial Summary

Share Statistics PROV Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $111.1 $716.9 22%
Shares Out (Mil) 6.4 15.7 16%
Institutional Ownership 83.6% 83.0% 52%
Float (Mil) 4.3 21.2 11%
Beta 0.32 0.48 18%
Avg Daily Volume (000s) 6 53 14%
Price Change
(52-week)
16.9% 96.7% 59%
Growth PROV Industry
Median
Percentile
(All Stocks)
Sales (5yr) (0.1%) 7.6% 17%
Net Income (5yr) (3.9%) 11.1% 35%
EPS (5yr) (1.6%) 10.1% 29
Dividends (5yr) 0.0% 3.6% 70%
Cash Flow (5yr) (46.8%) (17.0%) 8%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 1 1 1
Current EPS $0.330 $1.040 $1.080
Month Ago EPS $0.275 $1.040 $1.080
# Rev Up 0 0 na
# Rev Down 1 1 na
Three Months Ago EPS $0.300 na na
Year/Year Chg 57.1% 11.8% na
Financials PROV Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $40 $190 18%
Net Income (TTM) (Mil) $6 $51 44%
EPS (TTM) $0.938 $2.500 60%
Operating Cash Flow (TTM) (Mil) $8 $34 37%
Net Cash Flow (TTM) (Mil) $6 $1 54%
Long-Term Debt (Q1) (Mil) $96 $100 44%
Enterprise Value (Q1) (Mil) na $0 na
Valuation PROV Industry
Median
Percentile
(All Stocks)
P/B 0.89 1.27 19%
P/E 19.1 12.9 48%
Dividend Yield 3.2% 2.2% 86%
PEG (5yr hist) na 1.1 na
Ratios PROV Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 16.4% 28.9% 75%
ROA 0.5% 1.0% 42%
ROE 4.8% 11.1% 44%
Liabilities to Assets 89.6% 89.8% 85%
F-Score 5 4 51%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, PROV meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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