Is QCR Holdings, Inc. (QCRH) Overvalued?
We dive into why QCR Holdings, Inc. (QCRH) could be considered overvalued on 2026-08-06, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company’s deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. In addition, the company offers loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as motor vehicle, home improvement, home equity, signature loans, and small personal credit lines, as well as issuance of trust preferred securities. QCR Holdings, Inc. was incorporated in 1993 and is headquartered in Moline, Illinois.
Commentary & Analysis
What You Need to Know About QCR Holdings, Inc.'s Q3 Earnings
QCR Holdings, Inc.'s fiscal Q3 earnings report was released on Wednesday, July 22. Let's dive in to see if (QCRH) missed or beat analyst's expectations.Rosalio Madrigal
What You Need to Know About QCR Holdings, Inc.'s Q2 Earnings
QCR Holdings, Inc.'s fiscal Q2 earnings report was released on Wednesday, April 22. Let's dive in to see if (QCRH) missed or beat analyst's expectations.Tudor Pop
What You Need to Know About QCR Holdings, Inc.'s Q1 Earnings
QCR Holdings, Inc.'s fiscal Q1 earnings report was released on Tuesday, January 27. Let's dive in to see if (QCRH) missed or beat analyst's expectations.Omar Beirat
Why QCR Holdings, Inc.’s (QCRH) Stock Is Up 9.12%
As of Thursday, October 23, QCR Holdings, Inc.’s QCRH share price has surged by 9.12%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Financial Summary
| Share Statistics | QCRH | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,655.2 | $751.0 | 51% |
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| Shares Out (Mil) | 16.6 | 15.4 | 27% |
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| Institutional Ownership | 95.7% | 83.2% | 68% |
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| Float (Mil) | 15.8 | 21.8 | 26% |
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| Beta | 0.75 | 0.43 | 45% |
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| Avg Daily Volume (000s) | 112 | 42 | 36% |
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| Price Change (52-week) |
34.0% | 94.6% | 71% |
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| Growth | QCRH | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 9.4% | 7.7% | 56% |
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| Net Income (5yr) | 16.0% | 11.1% | 66% |
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| EPS (5yr) | 14.5% | 10.1% | 55 |
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| Dividends (5yr) | 0.0% | 3.6% | 65% |
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| Cash Flow (5yr) | 1.1% | (17.1%) | 65% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 5 | 5 | 5 | |
| Current EPS | $2.098 | $8.532 | $8.948 | |
| Month Ago EPS | $2.062 | $8.164 | $8.688 | |
| # Rev Up | 1 | 2 | 2 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $2.062 | $8.164 | $8.694 | |
| Year/Year Chg | (4.2%) | 13.9% | na | |
| Financials | QCRH | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $379 | $196 | 38% |
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| Net Income (TTM) (Mil) | $142 | $55 | 64% |
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| EPS (TTM) | $8.501 | $2.600 | 93% |
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| Operating Cash Flow (TTM) (Mil) | $859 | $36 | 79% |
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| Net Cash Flow (TTM) (Mil) | $7 | $2 | 54% |
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| Long-Term Debt (Q1) (Mil) | $294 | $101 | 53% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | QCRH | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.44 | 1.25 | 37% |
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| P/E | 12.0 | 12.5 | 25% |
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| Dividend Yield | 0.4% | 2.2% | 62% |
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| PEG (5yr hist) | 0.8 | 1.1 | 39% |
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| Ratios | QCRH | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 37.4% | 29.1% | 93% |
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| ROA | 1.5% | 1.1% | 52% |
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| ROE | 12.9% | 11.3% | 66% |
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| Liabilities to Assets | 87.9% | 89.7% | 82% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
FACTOR STRATEGY
P/E Relative Screen
Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market.
| Performance Since Inception: | 13.7% |
| +/- S&P 500: | +6.2 |
