What You Need to Know About SB Financial Group, Inc.'s Q3 Earnings
SB Financial Group, Inc.'s fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (SBFG) missed or beat analyst's expectations.Rosalio Madrigal
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COMPANY SUMMARY
SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; automatic teller machines; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides personal and corporate trust, commercial leasing, bank credit cards, safe deposit box rental, internet banking, private client group, and other personalized banking products and services. In addition, it offers various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. Further, the company sells insurance products to retail and commercial customers. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1902 and is based in Defiance, Ohio.
Commentary & Analysis
What You Need to Know About SB Financial Group, Inc.'s Q2 Earnings
SB Financial Group, Inc.'s fiscal Q2 earnings report was released on Thursday, April 23. Let's dive in to see if (SBFG) missed or beat analyst's expectations.Jenna Brashear
Why SB Financial Group, Inc.’s (SBFG) Stock Is Up 6.10%
As of Tuesday, December 30, SB Financial Group, Inc.’s SBFG share price has surged by 6.10%, which has investors questioning if this is right time to sell.Jenna Brashear
Why SB Financial Group, Inc.’s (SBFG) Stock Is Up 5.08%
As of Friday, November 07, SB Financial Group, Inc.’s SBFG share price has surged by 5.08%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
What You Need to Know About SB Financial Group, Inc.'s Q4 Earnings
SB Financial Group, Inc.'s fiscal Q4 earnings report was released on Thursday, October 30. Let's dive in to see if (SBFG) missed or beat analyst's expectations.Omar Beirat
Financial Summary
| Share Statistics | SBFG | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $162.7 | $716.9 | 26% |
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| Shares Out (Mil) | 6.2 | 15.7 | 16% |
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| Institutional Ownership | 88.4% | 83.0% | 56% |
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| Float (Mil) | 5.1 | 21.2 | 12% |
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| Beta | 0.18 | 0.48 | 11% |
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| Avg Daily Volume (000s) | 20 | 53 | 21% |
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| Price Change (52-week) |
36.1% | 96.7% | 73% |
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| Growth | SBFG | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (0.2%) | 7.6% | 16% |
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| Net Income (5yr) | (1.2%) | 11.1% | 38% |
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| EPS (5yr) | 3.2% | 10.1% | 35 |
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| Dividends (5yr) | 9.5% | 3.6% | 71% |
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| Cash Flow (5yr) | (12.8%) | (17.0%) | 57% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $0.600 | $2.470 | $2.580 | |
| Month Ago EPS | $0.600 | $2.470 | $2.580 | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | $0.620 | $2.470 | $2.580 | |
| Year/Year Chg | (12.8%) | 12.8% | na | |
| Financials | SBFG | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $66 | $190 | 23% |
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| Net Income (TTM) (Mil) | $16 | $51 | 48% |
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| EPS (TTM) | $2.550 | $2.500 | 76% |
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| Operating Cash Flow (TTM) (Mil) | $14 | $34 | 39% |
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| Net Cash Flow (TTM) (Mil) | $21 | $1 | 63% |
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| Long-Term Debt (Q1) (Mil) | $53 | $100 | 39% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | SBFG | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.15 | 1.27 | 28% |
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| P/E | 10.3 | 12.9 | 17% |
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| Dividend Yield | 2.4% | 2.2% | 79% |
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| PEG (5yr hist) | 3.2 | 1.1 | 79% |
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| Ratios | SBFG | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 24.8% | 28.9% | 84% |
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| ROA | 1.0% | 1.0% | 46% |
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| ROE | 11.7% | 11.1% | 63% |
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| Liabilities to Assets | 91.0% | 89.8% | 88% |
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| F-Score | 5 | 4 | 51% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
GURU STRATEGY
Stock Market Winners Screen
Factors: Value, Momentum, Growth
A screen that tries to interpret and apply successful trading rules in the real market environment.
| Performance Since Inception: | 14.9% |
| +/- S&P 500: | +7.4 |
