5 Undervalued Banks Stocks for Friday, October 09
Discover the top 5 undervalued Banks stocks for Friday, October 09 based on AAII’s Stock Grades.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; consumer loans; and business financing, including small business, working capital, business real estate, and equipment loans. In addition, the company offers fiduciary and investment management services; brokerage services of commercial and consumer insurance products; cash management and merchant services; online and mobile banking services; refinance services; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
Commentary & Analysis
Is Southern Missouri Bancorp, Inc. (SMBC) Overvalued?
We dive into why Southern Missouri Bancorp, Inc. (SMBC) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Tudor Pop
What You Need to Know About Southern Missouri Bancorp, Inc.'s Q1 Earnings
Southern Missouri Bancorp, Inc.'s fiscal Q1 earnings report was released on Wednesday, July 22. Let's dive in to see if (SMBC) missed or beat analyst's expectations.Tudor Pop
What You Need to Know About Southern Missouri Bancorp, Inc.'s Q4 Earnings
Southern Missouri Bancorp, Inc.'s fiscal Q4 earnings report was released on Wednesday, April 22. Let's dive in to see if (SMBC) missed or beat analyst's expectations.Michael Rose
6 Undervalued Banks Stocks for Wednesday, April 08
Discover the top 6 undervalued Banks stocks for Wednesday, April 08 based on AAII’s Stock Grades.Jenna Brashear
Financial Summary
| Share Statistics | SMBC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $776.0 | $682.9 | 43% |
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| Shares Out (Mil) | 11.0 | 15.5 | 22% |
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| Institutional Ownership | 78.9% | 84.1% | 48% |
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| Float (Mil) | 9.3 | 21.6 | 18% |
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| Beta | 0.85 | 0.45 | 51% |
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| Avg Daily Volume (000s) | 74 | 46 | 32% |
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| Price Change (52-week) |
34.1% | 90.8% | 78% |
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| Growth | SMBC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 10.7% | 7.7% | 61% |
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| Net Income (5yr) | 8.8% | 11.1% | 53% |
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| EPS (5yr) | 4.3% | 10.0% | 38 |
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| Dividends (5yr) | 10.0% | 3.6% | 78% |
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| Cash Flow (5yr) | (26.1%) | (17.1%) | 24% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 6 | 5 | 5 | |
| Current EPS | $1.660 | $6.596 | $6.880 | |
| Month Ago EPS | $1.640 | $6.700 | $7.050 | |
| # Rev Up | 1 | 1 | na | |
| # Rev Down | 0 | 0 | na | |
| Three Months Ago EPS | $1.645 | $6.575 | na | |
| Year/Year Chg | (9.8%) | 2.6% | na | |
| Financials | SMBC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $189 | $187 | 31% |
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| Net Income (TTM) (Mil) | $72 | $53 | 58% |
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| EPS (TTM) | $6.443 | $2.600 | 90% |
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| Operating Cash Flow (TTM) (Mil) | $81 | $33 | 50% |
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| Net Cash Flow (TTM) (Mil) | ($102) | $2 | 14% |
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| Long-Term Debt (Q1) (Mil) | $87 | $94 | 43% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | SMBC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.31 | 1.24 | 36% |
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| P/E | 11.0 | 12.1 | 22% |
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| Dividend Yield | 1.5% | 2.2% | 72% |
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| PEG (5yr hist) | 2.5 | 1.1 | 76% |
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| Ratios | SMBC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 38.0% | 29.1% | 94% |
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| ROA | 1.4% | 1.1% | 51% |
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| ROE | 12.7% | 11.3% | 65% |
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| Liabilities to Assets | 88.7% | 89.7% | 83% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 10/12/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
