Why SmartFinancial, Inc.’s (SMBK) Stock Is Up 5.32%
As of Thursday, January 22, SmartFinancial, Inc.’s SMBK share price has surged by 5.32%, which has investors questioning if this is right time to sell.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.
Commentary & Analysis
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Why SmartFinancial, Inc.’s (SMBK) Stock Is Up 6.00%
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Financial Summary
| Share Statistics | SMBK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $896.0 | $716.9 | 44% |
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| Shares Out (Mil) | 16.9 | 15.7 | 28% |
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| Institutional Ownership | 85.2% | 83.0% | 53% |
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| Float (Mil) | 15.2 | 21.2 | 25% |
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| Beta | 0.70 | 0.48 | 41% |
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| Avg Daily Volume (000s) | 169 | 53 | 43% |
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| Price Change (52-week) |
52.9% | 96.7% | 81% |
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| Growth | SMBK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 12.4% | 7.6% | 66% |
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| Net Income (5yr) | 15.7% | 11.1% | 65% |
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| EPS (5yr) | 13.0% | 10.1% | 52 |
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| Dividends (5yr) | 9.9% | 3.6% | 64% |
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| Cash Flow (5yr) | (25.5%) | (17.0%) | 25% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 6 | 5 | 6 | |
| Current EPS | $0.958 | $3.738 | $4.182 | |
| Month Ago EPS | $0.948 | $3.660 | $4.197 | |
| # Rev Up | 2 | 4 | 4 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.954 | $3.670 | $4.200 | |
| Year/Year Chg | 18.3% | 25.4% | na | |
| Financials | SMBK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $197 | $190 | 32% |
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| Net Income (TTM) (Mil) | $53 | $51 | 56% |
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| EPS (TTM) | $3.143 | $2.500 | 79% |
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| Operating Cash Flow (TTM) (Mil) | $64 | $34 | 49% |
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| Net Cash Flow (TTM) (Mil) | ($77) | $1 | 16% |
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| Long-Term Debt (Q1) (Mil) | $109 | $100 | 45% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | SMBK | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.59 | 1.27 | 42% |
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| P/E | 16.8 | 12.9 | 41% |
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| Dividend Yield | 0.7% | 2.2% | 64% |
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| PEG (5yr hist) | 1.3 | 1.1 | 53% |
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| Ratios | SMBK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 28.1% | 28.9% | 87% |
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| ROA | 0.9% | 1.0% | 45% |
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| ROE | 9.9% | 11.1% | 57% |
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| Liabilities to Assets | 90.5% | 89.8% | 87% |
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| F-Score | 4 | 4 | 34% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
