Stock Evaluator: The Hanover Insurance Group, Inc. (THG)

The Hanover Insurance Group, Inc. THG

$232.63 2.54 1.10%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 456,455
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Insurance

A+ Stock Grade Summary:

VALUE:
GROWTH:
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EPS REVISIONS:
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COMPANY SUMMARY
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers’ compensation, and other core commercial coverage; and professional and executive lines, marine, and surety and other, as well as specialty property and casualty products comprising Hanover program business, excess and surplus business, Hanover specialty industrial, and specialty general liability business coverage. It also provides personal automobile; and homeowners and other personal lines, including residences and personal property, liability claims, personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. In addition, the company offers insurance products for collector cars, motorcycles, off-road vehicles, condominiums, valuable items, business owners, international, and management and professional liability; and for the construction, cultural and educational institutions, financial intuitions, healthcare, human services, life sciences, manufacturing, professional services, real estate, retail, technology, and wholesale and distribution industries. It markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.

Commentary & Analysis


Financial Summary

Share Statistics THG Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $8,100.2 $7,055.8 74%
Shares Out (Mil) 35.6 66.0 40%
Institutional Ownership 99.0% 81.8% 84%
Float (Mil) 34.5 67.4 39%
Beta 0.29 0.52 17%
Avg Daily Volume (000s) 341 186 53%
Price Change
(52-week)
40.8% 90.4% 75%
Growth THG Industry
Median
Percentile
(All Stocks)
Sales (5yr) 6.4% 5.6% 43%
Net Income (5yr) 13.1% 14.5% 60%
EPS (5yr) 14.0% 15.6% 54
Dividends (5yr) 6.6% 3.8% 96%
Cash Flow (5yr) 57.3% (14.5%) 95%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 7 5 8
Current EPS $4.367 $20.244 $19.205
Month Ago EPS $4.180 $18.596 $18.593
# Rev Up 0 1 1
# Rev Down 1 0 0
Three Months Ago EPS $4.157 $18.474 $18.444
Year/Year Chg (18.7%) 11.7% 6.3%
Financials THG Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $6,764 $5,065 79%
Net Income (TTM) (Mil) $756 $534 83%
EPS (TTM) $21.345 $2.500 98%
Operating Cash Flow (TTM) (Mil) $1,264 $499 84%
Net Cash Flow (TTM) (Mil) $22 $3 63%
Long-Term Debt (Q1) (Mil) $794 $844 64%
Enterprise Value (Q1) (Mil) $8,590 $7,585 71%
Valuation THG Industry
Median
Percentile
(All Stocks)
P/B 2.21 1.77 54%
P/E 11.1 12.9 20%
Dividend Yield 1.6% 0.9% 73%
PEG (5yr hist) 0.8 0.5 37%
Ratios THG Industry
Median
Percentile
(All Stocks)
Gross Margin 25.2% 33.4% 28%
Net Margin 11.2% 9.9% 66%
ROA 4.6% 2.7% 70%
ROE 21.9% 14.8% 82%
Liabilities to Assets 78.2% 76.7% 73%
F-Score 7 6 84%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, THG meetings the criteria of 4 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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