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Stock Evaluator: Tompkins Financial Corporation (TMP)

Tompkins Financial Corporation TMP

$102.60 2.87 2.88%
November 4, 2026 4:00:00 PM EST November 10, 2021 Volume: 168,474
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD AMEX | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. It also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, the company provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.

Commentary & Analysis

Financial Summary

Share Statistics TMP Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $1,472.4 $714.9 51%
Shares Out (Mil) 14.3 15.5 26%
Institutional Ownership 96.4% 84.0% 70%
Float (Mil) 13.0 21.7 23%
Beta 0.74 0.47 43%
Avg Daily Volume (000s) 130 57 40%
Price Change
(52-week)		 58.1% 93.6% 88%
Growth TMP Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 9.1% 7.6% 55%
Net Income (5yr) 15.7% 11.1% 65%
EPS (5yr) 16.7% 10.0% 61
Dividends (5yr) 3.6% 3.7% 93%
Cash Flow (5yr) (14.9%) (17.1%) 53%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 1 1 2
Current EPS $2.060 $7.920 $8.260
Month Ago EPS $2.005 $7.815 $8.320
# Rev Up 2 2 1
# Rev Down 0 0 0
Three Months Ago EPS $2.005 $7.815 $8.320
Year/Year Chg 3.0% (29.5%) (20.1%)
Financials TMP Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $449 $187 40%
Net Income (TTM) (Mil) $180 $54 66%
EPS (TTM) $12.658 $2.600 96%
Operating Cash Flow (TTM) (Mil) $59 $34 47%
Net Cash Flow (TTM) (Mil) $49 $2 70%
Long-Term Debt (Q1) (Mil) $159 $99 48%
Enterprise Value (Q1) (Mil) na $0 na
Valuation TMP Industry
Median		 Percentile
(All Stocks)
P/B 1.57 1.29 44%
P/E 8.2 12.5 11%
Dividend Yield 2.7% 2.2% 82%
PEG (5yr hist) 0.5 1.1 24%
Ratios TMP Industry
Median		 Percentile
(All Stocks)
Gross Margin na 63.7% na
Net Margin 40.2% 29.4% 95%
ROA 2.1% 1.1% 56%
ROE 20.9% 11.4% 80%
Liabilities to Assets 89.6% 89.7% 85%
F-Score 5 4 50%

Passing Stock Screens

As of 11/4/2026, from a list of 60 stock screening strategies, TMP meetings the criteria of 2 screen:
Stock Screen
GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength. 
Performance Since Inception: 6.9%
+/- S&P 500: -0.5

Passing Stocks

1st Source Corporation SRCE
Aflac Incorporated AFL
Amalgamated Financial Corp. AMAL
American Financial Group, Inc. AFG
Ameris Bancorp ABCB
See All 189 Stocks (as of 11/4/2026)
FACTOR STRATEGY

Value on the Move--PEG With Hist Growth Screen

Factors: Value, Quality, Momentum, Growth
Using PEG ratios and price strength to find growth stocks trading at a reasonable price. 
Performance Since Inception: 13.5%
+/- S&P 500: +6.1

Passing Stocks

1st Source Corporation SRCE
Affiliated Managers Group, Inc. AMG
Amalgamated Financial Corp. AMAL
American Financial Group, Inc. AFG
Assurant, Inc. AIZ
See All 67 Stocks (as of 11/4/2026)

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors