Is Timberland Bancorp, Inc. (TSBK) Overvalued?
We dive into why Timberland Bancorp, Inc. (TSBK) could be considered overvalued on 2026-08-17, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.
Commentary & Analysis
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Why Timberland Bancorp, Inc.’s (TSBK) Stock Is Up 7.28%
As of Wednesday, July 23, Timberland Bancorp, Inc.’s TSBK share price has surged by 7.28%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Is Timberland Bancorp, Inc.(TSBK) Building Momentum?
With data as of July 3, 2025, we examine if Timberland Bancorp, Inc.(TSBK) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Tudor Pop
Financial Summary
| Share Statistics | TSBK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $348.9 | $685.8 | 34% |
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| Shares Out (Mil) | 7.9 | 15.8 | 18% |
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| Institutional Ownership | 95.7% | 84.1% | 68% |
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| Float (Mil) | 7.2 | 21.7 | 15% |
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| Beta | 0.29 | 0.45 | 17% |
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| Avg Daily Volume (000s) | 27 | 44 | 23% |
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| Price Change (52-week) |
37.2% | 90.7% | 80% |
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| Growth | TSBK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 4.8% | 7.7% | 36% |
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| Net Income (5yr) | 3.7% | 11.1% | 45% |
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| EPS (5yr) | 5.0% | 10.0% | 39 |
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| Dividends (5yr) | 6.3% | 3.6% | 81% |
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| Cash Flow (5yr) | (13.6%) | (17.1%) | 56% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | TSBK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $86 | $188 | 25% |
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| Net Income (TTM) (Mil) | $32 | $54 | 52% |
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| EPS (TTM) | $4.009 | $2.600 | 83% |
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| Operating Cash Flow (TTM) (Mil) | $31 | $34 | 44% |
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| Net Cash Flow (TTM) (Mil) | $53 | $2 | 70% |
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| Long-Term Debt (Q1) (Mil) | $4 | $95 | 23% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | TSBK | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.28 | 1.23 | 35% |
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| P/E | 11.2 | 12.0 | 23% |
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| Dividend Yield | 2.7% | 2.2% | 81% |
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| PEG (5yr hist) | 2.2 | 1.1 | 72% |
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| Ratios | TSBK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 36.7% | 29.2% | 93% |
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| ROA | 1.6% | 1.1% | 52% |
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| ROE | 11.9% | 11.3% | 62% |
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| Liabilities to Assets | 86.7% | 89.7% | 80% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 10/7/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
GURU STRATEGY
Stock Market Winners Screen
Factors: Value, Momentum, Growth
A screen that tries to interpret and apply successful trading rules in the real market environment.
| Performance Since Inception: | 14.8% |
| +/- S&P 500: | +7.3 |
