What You Need to Know About West Coast Community Bancorp's Q2 Earnings
West Coast Community Bancorp's fiscal Q2 earnings report was released on Tuesday, April 21. Let's dive in to see if (WCCB) missed or beat analyst's expectations.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans. It also provides business, real estate commercial property and construction, and asset-based; agricultural and wine industry lending products; small business administration, 504 loan program, business and industry loans, and farm services agency loans; and lines of credit. In addition, the company offers merchant services, bill payment, treasury management, remote deposit capture, debit and credit cards, and online and mobile banking services. West Coast Community Bancorp was founded in 2004 and is headquartered in Santa Cruz, California.
Commentary & Analysis
Is West Coast Community Bancorp(WCCB) Building Momentum?
With data as of June 24, 2025, we examine if West Coast Community Bancorp(WCCB) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Omar Beirat
Is West Coast Community Bancorp (WCCB) Stock a Good Investment?
Learn more about West Coast Community Bancorp's (WCCB) stock grades for Value, Momentum and Growth and determine whether this Banks stock meets your investment needs.Jenna Brashear
Is West Coast Community Bancorp (WCCB) a Good Dividend Stock?
Learn more about West Coast Community Bancorp's (WCCB) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Jenna Brashear
Financial Summary
| Share Statistics | WCCB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $578.3 | $716.9 | 39% |
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| Shares Out (Mil) | 10.5 | 15.7 | 21% |
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| Institutional Ownership | 38.5% | 83.0% | 17% |
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| Float (Mil) | 9.6 | 21.2 | 19% |
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| Beta | 0.51 | 0.48 | 28% |
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| Avg Daily Volume (000s) | 3 | 53 | 11% |
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| Price Change (52-week) |
38.4% | 96.7% | 74% |
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| Growth | WCCB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 21.3% | 7.6% | 83% |
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| Net Income (5yr) | 23.4% | 11.1% | 78% |
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| EPS (5yr) | 18.2% | 10.1% | 64 |
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| Dividends (5yr) | 41.8% | 3.6% | 76% |
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| Cash Flow (5yr) | 33.8% | (17.0%) | 88% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $1.350 | $5.375 | $5.640 | |
| Month Ago EPS | $1.315 | $5.290 | $5.560 | |
| # Rev Up | 1 | 1 | 2 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $1.315 | $5.280 | $5.520 | |
| Year/Year Chg | 3.0% | 12.9% | na | |
| Financials | WCCB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $132 | $190 | 29% |
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| Net Income (TTM) (Mil) | $50 | $51 | 55% |
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| EPS (TTM) | $4.809 | $2.500 | 86% |
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| Operating Cash Flow (TTM) (Mil) | na | $34 | na |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $12 | $100 | 29% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | WCCB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.53 | 1.27 | 40% |
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| P/E | 11.6 | 12.9 | 22% |
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| Dividend Yield | 1.8% | 2.2% | 74% |
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| PEG (5yr hist) | 0.6 | 1.1 | 31% |
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| Ratios | WCCB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 38.8% | 28.9% | 94% |
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| ROA | 2.2% | 1.0% | 57% |
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| ROE | 17.9% | 11.1% | 76% |
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| Liabilities to Assets | 86.9% | 89.8% | 81% |
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| F-Score | 3 | 4 | 19% |
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West Coast Community Bancorp did not pass any screens on 7/31/2026.
