COMPANY SUMMARY
Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies. It offers various deposit products, including commercial, small business, nonprofit and municipal checking, money market, sweep accounts, time deposits, interest-bearing and noninterest-bearing checking, and individual retirement accounts, as well as certificates of deposit. The company also originates and funds commercial and residential real estate loans, including first mortgages, home equity loans, and home equity lines, and secured by one-to-four family residential properties; home equity revolving loans and lines of credit; consumer loans, including automobile, spa and pool, collateral, and personal lines of credit; commercial and industrial loans, such as letters of credit, revolving lines of credit, working capital, equipment financing, and term loans; and construction and land development loans. In addition, it provides automated teller machine (ATM), telephone and online banking, remote deposit capture, cash management, overdraft and safe deposit facility, and night deposit services. The company was formerly known as Westfield Financial, Inc. and changed its name to Western New England Bancorp, Inc. in October 2016. The company was founded in 1853 and is headquartered in Westfield, Massachusetts.
Financial Summary
| Share Statistics |
WNEB |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$262.0 |
$688.5 |
31% |
|
| Shares Out (Mil) |
19.8 |
15.2 |
30% |
|
| Institutional Ownership |
90.5% |
84.1% |
58% |
|
| Float (Mil) |
17.1 |
21.7 |
26% |
|
| Beta |
0.71 |
0.48 |
41% |
|
| Avg Daily Volume (000s) |
43 |
48 |
28% |
|
Price Change (52-week) |
15.0% |
92.6% |
65% |
|
| Growth |
WNEB |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
4.5% |
7.6% |
34% |
|
| Net Income (5yr) |
6.4% |
11.1% |
50% |
|
| EPS (5yr) |
10.9% |
10.0% |
49 |
|
| Dividends (5yr) |
7.0% |
3.6% |
63% |
|
| Cash Flow (5yr) |
(20.3%) |
(17.1%) |
33% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
3 |
3 |
3 |
| Current EPS |
$0.260 |
$0.967 |
$1.070 |
| Month Ago EPS |
$0.263 |
$0.927 |
$1.107 |
| # Rev Up |
0 |
0 |
1 |
| # Rev Down |
1 |
1 |
0 |
| Three Months Ago EPS |
$0.263 |
$0.927 |
$1.107 |
| Year/Year Chg |
(18.8%) |
28.9% |
46.7% |
| Financials |
WNEB |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$91 |
$195 |
25% |
|
| Net Income (TTM) (Mil) |
$20 |
$56 |
48% |
|
| EPS (TTM) |
$1.000 |
$2.700 |
60% |
|
| Operating Cash Flow (TTM) (Mil) |
$21 |
$36 |
41% |
|
| Net Cash Flow (TTM) (Mil) |
($20) |
($3) |
28% |
|
| Long-Term Debt (Q1) (Mil) |
$51 |
$98 |
39% |
|
| Enterprise Value (Q1) (Mil) |
na |
$0 |
na |
|
| Valuation |
WNEB |
Industry Median |
Percentile (All Stocks) |
| P/B |
1.09 |
1.28 |
29% |
|
| P/E |
13.7 |
12.0 |
35% |
|
| Dividend Yield |
2.1% |
2.3% |
77% |
|
| PEG (5yr hist) |
1.3 |
1.1 |
56% |
|
| Ratios |
WNEB |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
na |
61.0% |
na |
|
| Net Margin |
21.9% |
29.6% |
81% |
|
| ROA |
0.7% |
1.1% |
42% |
|
| ROE |
8.1% |
11.6% |
50% |
|
| Liabilities to Assets |
91.1% |
89.8% |
88% |
|
| F-Score |
6 |
4 |
67% |
|
Passing Stock Screens
As of 11/13/2026, from a list of 60 stock screening strategies,
WNEB meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.