Is Western New England Bancorp, Inc. (WNEB) Overvalued?
We dive into why Western New England Bancorp, Inc. (WNEB) could be considered overvalued on 2026-08-18, based on AAII’s Value Score and Grade.Jenna Brashear
Stock Evaluator: Western New England Bancorp, Inc. (WNEB)
Western New England Bancorp, Inc. WNEB
$13.76
-0.03
-0.22%
August 21, 2026 4:00:00 PM
EST
Volume: 130,925
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NASD | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Banks |
A+ Stock Grade Summary:
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COMPANY SUMMARY
Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies. It offers various deposit products, including commercial, small business, nonprofit and municipal checking, money market, sweep accounts, time deposits, interest-bearing and noninterest-bearing checking, and individual retirement accounts, as well as certificates of deposit. The company also originates and funds commercial and residential real estate loans, including first mortgages, home equity loans, and home equity lines, and secured by one-to-four family residential properties; home equity revolving loans and lines of credit; consumer loans, including automobile, spa and pool, collateral, and personal lines of credit; commercial and industrial loans, such as letters of credit, revolving lines of credit, working capital, equipment financing, and term loans; and construction and land development loans. In addition, it provides automated teller machine (ATM), telephone and online banking, remote deposit capture, cash management, overdraft and safe deposit facility, and night deposit services. The company was formerly known as Westfield Financial, Inc. and changed its name to Western New England Bancorp, Inc. in October 2016. The company was founded in 1853 and is headquartered in Westfield, Massachusetts.
Commentary & Analysis
Why Western New England Bancorp, Inc.’s (WNEB) Stock Is Down 10.50%
As of Wednesday, July 29, Western New England Bancorp, Inc.’s WNEB share price has dipped by 10.50%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Western New England Bancorp, Inc.’s (WNEB) Stock Is Down 9.17%
As of Wednesday, July 29, Western New England Bancorp, Inc.’s WNEB share price has dipped by 9.17%, which has investors questioning if this is right time to buy.Rosalio Madrigal
What You Need to Know About Western New England Bancorp, Inc.'s Q3 Earnings
Western New England Bancorp, Inc.'s fiscal Q3 earnings report was released on Tuesday, July 28. Let's dive in to see if (WNEB) missed or beat analyst's expectations.Rosalio Madrigal
4 Undervalued Banks Stocks for Tuesday, June 02
Discover the top 4 undervalued Banks stocks for Tuesday, June 02 based on AAII’s Stock Grades.Jenna Brashear
Financial Summary
| Share Statistics | WNEB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $272.7 | $745.4 | 30% |
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| Shares Out (Mil) | 19.9 | 15.3 | 30% |
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| Institutional Ownership | 90.3% | 83.2% | 58% |
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| Float (Mil) | 17.4 | 21.8 | 27% |
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| Beta | 0.75 | 0.42 | 45% |
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| Avg Daily Volume (000s) | 49 | 45 | 28% |
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| Price Change (52-week) |
15.7% | 94.6% | 57% |
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| Growth | WNEB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 4.5% | 7.7% | 34% |
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| Net Income (5yr) | 6.4% | 11.1% | 49% |
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| EPS (5yr) | 10.9% | 10.1% | 48 |
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| Dividends (5yr) | 7.0% | 3.6% | 63% |
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| Cash Flow (5yr) | (20.3%) | (17.1%) | 33% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $0.257 | $0.927 | $1.107 | |
| Month Ago EPS | $0.253 | $0.987 | $1.110 | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 1 | 1 | 0 | |
| Three Months Ago EPS | $0.253 | $0.987 | $1.110 | |
| Year/Year Chg | 42.8% | 23.6% | na | |
| Financials | WNEB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $86 | $196 | 25% |
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| Net Income (TTM) (Mil) | $17 | $55 | 48% |
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| EPS (TTM) | $0.838 | $2.600 | 59% |
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| Operating Cash Flow (TTM) (Mil) | $19 | $35 | 41% |
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| Net Cash Flow (TTM) (Mil) | ($56) | $2 | 19% |
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| Long-Term Debt (Q1) (Mil) | $52 | $100 | 39% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | WNEB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.11 | 1.25 | 25% |
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| P/E | 16.6 | 12.4 | 41% |
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| Dividend Yield | 2.0% | 2.2% | 76% |
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| PEG (5yr hist) | 1.5 | 1.1 | 59% |
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| Ratios | WNEB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 19.5% | 29.1% | 78% |
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| ROA | 0.6% | 1.1% | 42% |
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| ROE | 6.9% | 11.3% | 48% |
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| Liabilities to Assets | 90.9% | 89.7% | 87% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
