Stock Evaluator: Zions Bancorporation, National Association (ZION)

Zions Bancorporation, National Association ZION

$69.70 0.24 0.35%

July 31, 2026 4:00:00 PM EST Volume: 1,195,416

After Hours: $120.37 0.15 | 0.12% November 10, 2021 7:59 PM EST Volume: 72,713

USD NASD | DELAYED PRICE

SECTOR	INDUSTRY
Financials	Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:

COMPANY SUMMARY

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, mergers and acquisitions advisory services, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages lending, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Commentary & Analysis

Comparison

Which Is a Better Investment, City Holding Company or Zions Bancorporation, National Association Stock?

Learn more about whether City Holding Company or Zions Bancorporation, National Association is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.

Jenna Brashear

Overvalued

Is Zions Bancorporation, National Association (ZION) Overvalued?

We dive into why Zions Bancorporation, National Association (ZION) could be considered overvalued on 2026-07-23, based on AAII’s Value Score and Grade.

Rosalio Madrigal

Price

Why Zions Bancorporation, National Association’s (ZION) Stock Is Down 5.42%

As of Tuesday, July 21, Zions Bancorporation, National Association’s ZION share price has dipped by 5.42%, which has investors questioning if this is right time to buy.

Michael Rose

Earnings

What You Need to Know About Zions Bancorporation, National Association's Q3 Earnings

Zions Bancorporation, National Association's fiscal Q3 earnings report was released on Monday, July 20. Let's dive in to see if (ZION) missed or beat analyst's expectations.

Rosalio Madrigal

Comparison

Which Is a Better Investment, Citizens Financial Group, Inc. or Zions Bancorporation, National Association Stock?

Learn more about whether Citizens Financial Group, Inc. or Zions Bancorporation, National Association is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.

Jenna Brashear

Financial Summary

Share Statistics	ZION	Industry Median	Percentile (All Stocks)
Market Cap (Mil)	$10,171.9	$716.9	78%
Shares Out (Mil)	147.0	15.7	71%
Institutional Ownership	98.2%	83.0%	78%
Float (Mil)	143.7	21.2	68%
Beta	0.79	0.48	46%
Avg Daily Volume (000s)	1,885	53	81%
Price Change (52-week)	28.6%	96.7%	68%

Growth	ZION	Industry Median	Percentile (All Stocks)
Sales (5yr)	6.9%	7.6%	45%
Net Income (5yr)	10.8%	11.1%	56%
EPS (5yr)	14.8%	10.1%	55
Dividends (5yr)	5.3%	3.6%	88%
Cash Flow (5yr)	17.3%	(17.0%)	77%

Estimates	Qtrly	Current Fiscal Year	Next Fiscal Year
# of Estimates	12	12	13
Current EPS	$1.637	$6.570	$6.805
Month Ago EPS	$1.654	$6.483	$6.738
# Rev Up	5	0	0
# Rev Down	0	1	1
Three Months Ago EPS	$1.641	$6.459	$6.664
Year/Year Chg	5.1%	9.3%	10.0%

Financials	ZION	Industry Median	Percentile (All Stocks)
Sales (TTM) (Mil)	$3,392	$190	69%
Net Income (TTM) (Mil)	$962	$51	86%
EPS (TTM)	$6.434	$2.500	90%
Operating Cash Flow (TTM) (Mil)	$1,317	$34	84%
Net Cash Flow (TTM) (Mil)	($172)	$1	11%
Long-Term Debt (Q1) (Mil)	$2,189	$100	75%
Enterprise Value (Q1) (Mil)	na	$0	na

Valuation	ZION	Industry Median	Percentile (All Stocks)
P/B	1.42	1.27	37%
P/E	10.8	12.9	18%
Dividend Yield	2.6%	2.2%	81%
PEG (5yr hist)	0.7	1.1	35%

Ratios	ZION	Industry Median	Percentile (All Stocks)
Gross Margin	na	68.8%	na
Net Margin	31.8%	28.9%	90%
ROA	1.1%	1.0%	48%
ROE	14.3%	11.1%	70%
Liabilities to Assets	91.7%	89.8%	89%
F-Score	5	4	51%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, ZION meetings the criteria of 2 screen:

Stock Screen

GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector

Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.

Performance Since Inception:	6.9%
+/- S&P 500:	-0.6

Passing Stocks

1st Source Corporation	SRCE
Aflac Incorporated	AFL
Amalgamated Financial Corp.	AMAL
American Financial Group, Inc.	AFG
Ameris Bancorp	ABCB

See All 182 Stocks (as of 7/31/2026)

FACTOR STRATEGY

Value on the Move--PEG With Hist Growth Screen

Factors: Value, Quality, Momentum, Growth

Using PEG ratios and price strength to find growth stocks trading at a reasonable price.

Performance Since Inception:	13.9%
+/- S&P 500:	+6.4