Stock Evaluator: 1st Source Corporation (SRCE)

1st Source Corporation SRCE

$89.74 0.00 0.00%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 105,211
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company’s consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. It also provides commercial, small business, agricultural, and real estate loans for financing of industrial and commercial properties, equipment, inventories, accounts receivables, acquisition, and general corporate purposes; and commercial leasing, treasury management, payment services, Fedwires, ACH and merchant services, and retirement planning services, as well as construction and permanent loans and tax equity investments for community solar, commercial and industrial, small utility scale, university, and municipal projects. In addition, the company offers trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit customers, as well as employee benefit plans and charitable foundations. Further, it provides equipment loan and lease products for construction equipment, aircraft, autos and light trucks, and medium and heavy-duty trucks; and financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. Additionally, it offers property, casualty, individual and group health, and life insurance products and services for individuals and businesses; and owns and manages available-for-sale investment securities. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.

Commentary & Analysis


Financial Summary

Share Statistics SRCE Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $2,160.1 $716.9 55%
Shares Out (Mil) 24.1 15.7 34%
Institutional Ownership 66.8% 83.0% 41%
Float (Mil) 17.8 21.2 27%
Beta 0.57 0.48 32%
Avg Daily Volume (000s) 159 53 42%
Price Change
(52-week)
47.8% 96.7% 79%
Growth SRCE Industry
Median
Percentile
(All Stocks)
Sales (5yr) 7.4% 7.6% 48%
Net Income (5yr) 14.2% 11.1% 61%
EPS (5yr) 15.1% 10.1% 56
Dividends (5yr) 6.7% 3.6% 75%
Cash Flow (5yr) (15.2%) (17.0%) 50%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 3 3 3
Current EPS $1.827 $7.240 $7.397
Month Ago EPS $1.723 $6.803 $7.027
# Rev Up 1 1 1
# Rev Down 0 0 0
Three Months Ago EPS $1.717 $6.787 $6.993
Year/Year Chg (6.3%) 13.0% na
Financials SRCE Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $442 $190 40%
Net Income (TTM) (Mil) $171 $51 67%
EPS (TTM) $6.964 $2.500 91%
Operating Cash Flow (TTM) (Mil) $216 $34 60%
Net Cash Flow (TTM) (Mil) ($22) $1 25%
Long-Term Debt (Q1) (Mil) $95 $100 44%
Enterprise Value (Q1) (Mil) na $0 na
Valuation SRCE Industry
Median
Percentile
(All Stocks)
P/B 1.65 1.27 44%
P/E 12.9 12.9 28%
Dividend Yield 1.9% 2.2% 75%
PEG (5yr hist) 0.9 1.1 39%
Ratios SRCE Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 38.6% 28.9% 94%
ROA 1.9% 1.0% 55%
ROE 13.6% 11.1% 68%
Liabilities to Assets 85.4% 89.8% 79%
F-Score 6 4 69%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, SRCE meetings the criteria of 3 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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