Is Fidelity D & D Bancorp, Inc. (FDBC) Overvalued?
We dive into why Fidelity D & D Bancorp, Inc. (FDBC) could be considered overvalued on 2026-08-17, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans. In addition, the company provides government and healthcare banking services, cash management and merchant services, and credit and debit cards; and alternative financial and insurance products with asset management services, as well as online banking, telephone banking, and digital wallet. The company was founded in 1902 and is headquartered in Dunmore, Pennsylvania.
Commentary & Analysis
Why Fidelity D & D Bancorp, Inc.’s (FDBC) Stock Is Down 8.95%
As of Tuesday, April 14, Fidelity D & D Bancorp, Inc.’s FDBC share price has dipped by 8.95%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Fidelity D & D Bancorp, Inc.’s (FDBC) Stock Is Down 6.44%
As of Thursday, April 09, Fidelity D & D Bancorp, Inc.’s FDBC share price has dipped by 6.44%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Fidelity D & D Bancorp, Inc.’s (FDBC) Stock Is Down 5.58%
As of Thursday, March 19, Fidelity D & D Bancorp, Inc.’s FDBC share price has dipped by 5.58%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why Fidelity D & D Bancorp, Inc.’s (FDBC) Stock Is Down 8.13%
As of Thursday, February 05, Fidelity D & D Bancorp, Inc.’s FDBC share price has dipped by 8.13%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Financial Summary
| Share Statistics | FDBC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $312.8 | $751.0 | 32% |
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| Shares Out (Mil) | 5.9 | 15.4 | 15% |
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| Institutional Ownership | 52.2% | 83.2% | 36% |
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| Float (Mil) | 4.4 | 21.8 | 11% |
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| Beta | 0.82 | 0.43 | 49% |
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| Avg Daily Volume (000s) | 8 | 42 | 16% |
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| Price Change (52-week) |
28.4% | 94.6% | 68% |
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| Growth | FDBC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 11.3% | 7.7% | 63% |
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| Net Income (5yr) | 16.8% | 11.1% | 67% |
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| EPS (5yr) | 11.5% | 10.1% | 49 |
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| Dividends (5yr) | 7.4% | 3.6% | 87% |
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| Cash Flow (5yr) | (0.8%) | (17.1%) | 64% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | FDBC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $97 | $196 | 26% |
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| Net Income (TTM) (Mil) | $31 | $55 | 52% |
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| EPS (TTM) | $5.291 | $2.600 | 87% |
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| Operating Cash Flow (TTM) (Mil) | $46 | $36 | 46% |
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| Net Cash Flow (TTM) (Mil) | $42 | $2 | 68% |
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| Long-Term Debt (Q1) (Mil) | $15 | $101 | 31% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FDBC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.24 | 1.25 | 30% |
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| P/E | 10.2 | 12.5 | 17% |
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| Dividend Yield | 3.2% | 2.2% | 86% |
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| PEG (5yr hist) | 0.9 | 1.1 | 42% |
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| Ratios | FDBC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 31.7% | 29.1% | 90% |
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| ROA | 1.1% | 1.1% | 48% |
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| ROE | 13.0% | 11.3% | 66% |
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| Liabilities to Assets | 91.5% | 89.7% | 88% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
FACTOR STRATEGY
Value on the Move--PEG With Hist Growth Screen
Factors: Value, Quality, Momentum, Growth
Using PEG ratios and price strength to find growth stocks trading at a reasonable price.
| Performance Since Inception: | 13.9% |
| +/- S&P 500: | +6.4 |
