« Back to Author Index

Charles Rotblut

author Image Charles Rotblut is a vice president at AAII and editor of the AAII Journal. Follow him on Twitter at twitter.com/CharlesRAAII.

Articles by this Author

Topics Presented in Speeches: Portfolio management, behavioral finance, stock selection

Books: "Better Good than Lucky: How Savvy Investors Create Fortune with the Risk-Reward Ratio"


Charles Rotblut is a vice president with the American Association of Individual Investors. He is the editor of the AAII Journal, co-created AAII's Dividend Investing, helps to manage the Stock Superstars Report portfolio and authors the weekly AAII Investor Update newsletter. Charles is a Wall Street Journal expert panelist and a regular guest on MoneyLife with Chuck Jaffe. His book, "Better Good than Lucky: How Savvy Investors Create Fortune with the Risk-Reward Ratio," was published in November 2010.

A holder of the right to use the Chartered Financial Analyst designation, Rotblut has analyzed both publicly traded and privately held companies. His experience includes working for Zacks Investment Research, an investment research firm; INVESTools, an investment education company; Curian Capital, a money management firm; and McClure, Schumacher & Associates, a business valuation firm. Charles holds a bachelor's of science in journalism from the University of Kansas.

Charles regularly speaks to the media, including The Wall Street Journal Radio Network, Canada’s Business News Network, and Reuters. He has also appeared on CNBC, Bloomberg Television, and Fox Business.

Articles by this Author

  1. Editor's Note »

    Editor's Note

    Financial technology simplifies and speeds up tasks as well as brings cost efficiencies. But what fintech such as robo-advisers can’t do yet is manage investors’ complex emotions.

    October 2016 | Journal

  2. Editor's Note »

    Editor's Note

    Exposing yourself to new ideas works only if you are willing to change your opinions when new information warrants so.

    September 2016 | Journal

  3. Behavioral Finance »

    The Traits and Processes That Lead to Better Forecasts

    Tetlock’s analysis of forecasting tournaments found that the best forecasters are open-minded and able to distinguish between many degrees of uncertainty.

    September 2016 | Journal

  4. Editor's Note »

    Editor's Note

    Over our investing life-spans, we will see headlines that shock, sadden and anger us. It’s an unfortunate aspect of humanity. Yet it is part of our job as investors not to let our feelings about these events influence our portfolio decisions.

    August 2016 | Journal

  5. Stock Strategies »

    Analyzing a Stock by Its Dividend and Shareholder Yield

    Both dividends and stock buybacks can be used to assess a stock’s attractiveness; higher relative shareholder yields have historically led to better stock returns.

    August 2016 | Journal

  6. Editor's Note »

    Editor's Note

    A conversation led to getting Ed Altman to discuss his Z-Score model with me. Altman's method of gauging the probability of a company going bankrupt plus a discussion of "sensible risk" rules from Karen Firestone are a few of the highlights of this issue.

    July 2016 | Journal

  7. Features »

    Using the Z-Score to Assess the Risk of Bankruptcy

    The Z-Score predicts the likelihood of bankruptcy or financial distress. A discussion with its creator reveals how to use the model and new variations on it.

    July 2016 | Journal

  8. Portfolio Strategies »

    A Manager’s Insights on Risk and Investing

    Right-sizing risk, right-timing risk, relying on knowledge and experience and applying appropriate skepticism can lead to better decisions.

    July 2016 | Journal

  9. Financial Planning »

    IRA Rollover Chart: Rules Regarding Rollovers and Conversions

    A helpful chart showing what types of retirement accounts can be rolled over or converted into another type of retirement account.

    July 2016 | Journal

  10. Investor Professor »

    Health Savings Accounts

    HSAs allow for dollars to be set aside tax-free to pay for future medical expenses.

    July 2016 | Journal

  11. Editor's Note »

    Editor's Note

    The phrase “it’s all relative” can easily be used in a discussion about investing. Relative measurements factor in everything from return anomalies and stock characteristics to assessing valuation.

    June 2016 | Journal

  12. Stock Strategies »

    Micro-Cap Stocks Are Less Widely Followed, Offer Benefits

    Micro-cap stocks may require investors to do more of their own research, but part of the payoff is reduced portfolio volatility.

    June 2016 | Journal

  13. Portfolio Strategies »

    Why a New Allocation Approach Is Needed

    The traditional way of allocating portfolios costs investors significant wealth and fails to consider how risk actually occurs in the real world.

    June 2016 | Journal

  14. Portfolio Strategies »

    Cash Flow and Allocation Strategies for Retirees

    A reverse mortgage can boost withdrawal rates if used correctly; plus, why index funds can simplify decisions regarding taking withdrawals.

    June 2016 | Journal

  15. Mutual Funds »

    A Second Look at How Target Date Funds Change Their Allocations

    These funds, designed to help investors save for retirement, mostly become more conservative with time, but one has turned more aggressive.

    June 2016 | Journal